Exton Region Chamber of Commerce

Commercial Property Insurance and COVID-19 Losses

July 8, 2020
Written by: Tate Design



1 – Have you had to close your business due to government mandates, or experienced a downturn in your business? You may be entitled to recover under your property insurance for loss of business/business interruption.

2 – COVID-19 lives on floors, walls, counters, and surfaces causing a direct physical harm and/or loss of property.

3 – Receiving a loan under the Paycheck Protection Program does not bar you from potential recovery.

4 – Insurance companies are quick to deny, but you have rights. Don’t go at it alone!

5 – Contact Unruh Turner Burke & Frees now for a consultation to evaluate your insurance policy and discuss your possible roads to recovery.

Commercial property insurance companies are likely to initially deny your claim for COVID-19 related losses on the basis that your business has not suffered “direct physical loss or damage to property”, however you may still be entitled to coverage. The particular language of your policy, and circumstances of your business, should be carefully reviewed to determine whether claims should be filed and/or appealed, if denied. Some courts have ruled that standard exclusions do not apply to the losses caused by the pandemic and government mandated shutdown of businesses. Unruh Turner Burke & Frees can provide legal analysis and advice in this rapidly changing area of the law.

Unruh Turner Burke & Frees has created a team of litigators that is focused on assisting clients who are navigating commerical property insurance claims related to COVID-19 losses. Our attorneys understand the importance of advocating a client’s position while balancing ensuing litigation, time and cost. Allow us to help you.

Sophisticated, Responsive and Focused

Unruh Turner Burke & Frees celebrates 30 years of legal service in Pennsylvania and New Jersey. Through a steadfast focus on providing top quality services our lawyers have earned a reputation for competence, integrity and credibility among clients, colleagues in the bar, the judicial bench, and the governmental, financial and business community. This shows in the long-standing loyalty of many businesses, institutions, individuals, and governmental entities whom we have been fortunate and proud to serve for many years, and in quite a few cases since the day we started.

Contact Unruh Turner Burke & Frees now for a consultation to evaluate your insurance policy and discuss your possible roads to recovery.

Unruh Turner Burke & Frees

17 West Gay Street | Suite 200

West Chester, PA 19380

(610) 692-1371


Submitted by:

Susan Ondeck
Unruh Turner Burke & Frees

linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram